Buying your first house is an exciting time. You finally have enough money for your down payment and closing costs saved and are ready to invest in your version of the American Dream. Relying on the advice of an experienced mortgage lender can help make the process easier. Your full-service mortgage lender can tell you all the steps you need to take before you get the keys, but here are a few things that they definitely do not want to see you do while house hunting.

Loans allow you to get cash now to pay for something, and then you repay the money later. You can borrow money through all kinds of loans, but a common type is a personal loan. A personal loan is typically a non-collateral loan that requires only a signature from you. Your signature states that you will repay the cash you borrowed by a specific date. So, why do people take personal loans?

There is one thing you will need if you plan on flipping homes — money. You need money to buy the homes and to pay for the repairs, and this is the one factor that often prevents people from starting a home-flipping business. If you are interested in this business but are not sure how to come up with some cash, here are some ideas you could consider. Cash-Out Refinance

When you are arrested, you are going to have to go in front of a judge. The judge will determine if you are going to be released, and what you are going to have to pay in order to secure your bail to get out of jail. When it comes to the bail amount, the judge usually has a lot of discretion in setting the bail amount. Factor #1: Type of Charges You Fact

A title loan is a loan that is often easier to get than a traditional loan, but you offer the title to your vehicle as collateral for the loan. The way the loan is handled allows you to get money quickly if you own your vehicle outright, but there are risks with a loan like this, so you need to understand how it works before you consider it.   Fast Money

Purchasing a home is a big decision and investment. When it comes time to buy a home, you will likely want to take out a home loan to help pay for it. While there are several home loan types out there, VA home loans tend to be a great choice because they offer many benefits. These loans are available to active military members and veterans. Here are the advantages of a VA loan:

The VA loan program is an amazing reward for those who have successfully completed military service for their country. If you are eligible for such a loan, you will likely have an easier time getting a mortgage when compared to a traditional lender, as some of the typical requirements are a bit relaxed thanks to the government backing.  But that does not mean approval is guaranteed. You still need to have your paperwork in order and do your research before you apply.

Sitting behind bars is never a good place to be, and once you are there, it will be up to you to find a way to pay your bail money so you can get out. If you are in this position, the best option you have is to call a company that offers bail bond services, and here are three reasons you should call one right away. Calling quickly will result in a faster release

While most consumers are aware of and have likely taken advantage of, a car or home loan, they may have little or no experience with a personal loan. Unlike many other types of lending instruments, personal loans are unsecured, meaning they are not tied to a car or house or some other type of collateral. Instead, lenders use information about the borrower to help them decide whether to make the loan, including the borrower's income and previous credit history.

When it comes to bail bonds, cash is king. However, cold hard cash might not be an option if you're low on cash and can't come up with the 10-percent fee required by most bail bondsmen. But what about using a credit card if you have one? That may not be feasible, either, due to low or maxed-out credit limits. Bail bond financing comes in handy if you're short on cash and need a quick way of getting yourself or a loved one out of jail.